Cholesterol Ratio Calculator

Heart health by checkit.health

Enter your cholesterol numbers to see your total-to-HDL ratio, non-HDL cholesterol and LDL — three of the most useful figures for heart risk. Works in mg/dL or mmol/L.
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What the numbers mean

  • Total : HDL ratio — total cholesterol ÷ HDL. Lower is better; under ~3.5 is often considered optimal and 5 or above is high.
  • Non-HDL cholesterol — total minus HDL. It captures all the “bad” cholesterol and is a strong predictor of heart risk.
  • LDL — the main “bad” cholesterol; lower is generally better. If you don’t know it, we estimate it from your triglycerides.
  • HDL — “good” cholesterol that protects the heart; higher is better.

How LDL is estimated

When you don’t enter LDL directly, we use the Friedewald equation: LDL = Total − HDL − (Triglycerides ÷ 5) in mg/dL. It’s a good estimate when triglycerides are below 400 mg/dL (about 4.5 mmol/L) and you’ve fasted; above that a lab measurement is more accurate.

Rough reference ranges

  • Total cholesterol: desirable under 200 mg/dL (5.2 mmol/L)
  • Non-HDL: desirable under 130 mg/dL (3.4 mmol/L)
  • LDL: optimal under 100 mg/dL (2.6 mmol/L)
  • HDL: protective at 60 mg/dL (1.5 mmol/L) or above; low under 40 mg/dL (1.0 mmol/L)

Targets are individual — people at higher heart risk are often given lower LDL goals. Always interpret results with your clinician.

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Educational use only. checkit.health calculators provide general information and are not a medical diagnosis or a substitute for professional advice. Always talk to a qualified healthcare professional about your health, symptoms or before making changes to medication, diet or exercise.

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